This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or interact with us online, in accordance with the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and the California Privacy Rights Act (CPRA).

1. Information We Collect

Personal Information

• Name
• Email address
• Phone number
• Mailing address
• IP address
• Browser type and device identifiers
• Loan or property-related information you provide in forms

Non-Personal Information

We may collect non-personal information such as browser type, device type, operating system, access times, and referring website addresses.

2. How We Use Your Information

• Provide and manage services requested by you
• Communicate with you regarding your inquiries or applications
• Improve our Site and services
• Send you marketing and promotional communications (you can opt out anytime)
• Comply with legal obligations

3. Sharing Your Information

We do not sell, rent, or share your personal information with third parties without your explicit consent. The only exceptions are:

We do not sell or share personal information as those terms are defined by the CPRA.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage, and assist with marketing efforts. You can control cookies through your browser settings.

5. Your Rights

California Residents (CCPA/CPRA)

• Right to know what personal data we collect
• Right to request deletion of your personal data
• Right to opt out of the sale or sharing of your personal data
• Right to correct inaccurate personal information
• Right to limit the use of sensitive personal information
• Right not to receive discriminatory treatment for exercising your privacy rights

EU/EEA Residents (GDPR)

• Right of access
• Right to rectification
• Right to erasure (“right to be forgotten”)
• Right to restrict or object to processing
• Right to data portability
• Right to lodge a complaint with a supervisory authority

6. Data Security

We implement commercially reasonable measures to safeguard your personal information, but no method of transmission or storage is 100 percent secure.

7. Data Retention

We retain your personal information only as long as necessary for the purposes set out in this Policy and to comply with applicable laws.

8. Children’s Privacy

Our Site is not intended for children under 13. We do not knowingly collect personal data from children.

9. Do Not Track

Our Site does not currently respond to Do Not Track (DNT) signals.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date.

11. Contact Us